|
Long-Term Disability Sample Quotes
These sample policy premiums are for illustrative purposes only and reflect the "Sample Plan Design" below.
Pricing for individual policies varies greatly and is generally based upon occupation class, income, gender, and health.
Gender
|
Age
|
Occupation Class
|
Annual Premium*
|
Male
|
40
|
A
This class includes manual workers who have no unusual occupational hazard and sales persons with more limited skills. Examples are retail sales persons, bakers, and appliance repair people.
|
$1,201.73
|
Male
|
40
|
3A
This class includes most professionals, and technical and managerial occupations that do not qualify for class 4A. Examples include computer programmers, surgeons, dentists, and purchasing agents.
|
$1,263.61
|
Female
|
40
|
2A
This class includes people who are supervisors of various occupations and do not perform manual labor themselves. Certain skilled clerical and technical workers are also included. Some other categories of occupations are also included. Examples are most real estate agents, surveyors, and clerical employers.
|
$1,814.48
|
Sample Plan Design
Total Monthly Benefit --- $2,500
Benefit Period --- To Age 67
Waiting Period --- 90 days
Non-Tobacco Discount
Total Annual Benefit --- $30,000
*The above quotes were obtained in March, 2006, and are subject to change.
For a quote to fit your particular situation, call 970-963-6106.
Call Today!
|